Services de vérification de dossiers

Solvency of the individual

In a dynamic economic environment composed of a multiplicity of actors in the complex and varied profiles, it is important to ensure the solvency of its partners.

Check it offers to banks, organizations of credits, insurance, brokers and professionals of the real estate as well as the owners, verification of the creditworthiness of an individual service in ensuring the authenticity of the parts supplied by the person concerned.

    ELEMENTS TO CHECK:

  • Void cheque

    The cancelled cheque is used to verify that an individual is not prohibited banking at the Bank of France. It is therefore necessary to ensure the validity of the cheque to determine the creditworthiness of an individual.

    Check it checks for you:

    • the conformity of a cancelled cheque
    • the authenticity of a cancelled cheque
  • Contract of employment

    The employment agreement defines the relationship between the employer and the employee.

    It determines the type of contract (CDI, CDD…), the level of remuneration, the level of the position, the mission and the geographic area of employment.

    All information that are essential to determine the solvency and stability of a person’s income.

    Check it allows you to check:

    • the compliance of a contract of employment
    • the authenticity of a contract of employment
  • Record of credits

    The credits file provides information on the level of debt of an individual
    It is an important indicator in order to know the solvency and reliability of your future partners.

    Check it checks for you:

    • the credits of an individual folder
  • Identity

    Identity verification is required in order to establish a genuine relationship of trust with someone. Check it verifies the identity of an individual, his addresses passed and his family situation. We check if people are those what they claim to be.

    Check it checks for you:

    • the ID (national identity card, passport, residence permit)
    • the proof of address
    • email address
    • the family booklet
  • Proof of adress

    The supporting statement allows to know the address of the place of residence of a person.
    As part of your business, it is essential to know the address of your particular customers.

    Check it checks for you:

    • the authenticity of proof of address
  • Family booklet

    The family booklet provides information on the family status of an individual: parentage, marriage, children.
    Knowing the family status of a person is to be taken into account in assessing its creditworthiness and reliability.

    Check it checks for you:

    • the conformity of a family document
    • the authenticity of a family document
  • RIB

    The RIB contains all the information relating to a bank account. It allows a beneficiary to debit the account of a third person (client or tenant). It is also very useful in proceedings of recovery or the posting of a bond. This is why it is essential to check the authenticity of a RIB.

    Check it checks for you:

    • authenticity of a RIB
  • Salary

    The wage is crucial to assess the creditworthiness of an individual. It allows to assess the capabilities of repayment and set the rate of indebtedness of a borrower.
    It also shows the seniority of an employee and position in the company.
    This document is systematically presentdans the records of bank credit or leasing d ‘ shelter..
    Verification of a salary is also very useful in the field of recruitment to determine the level of remuneration of your next employee.

    Check it allows you to check:

    • The conformity of a pay sheet
    • The authenticity of a pay sheet
  • Tax notice

    The notice of taxation and the synthesis of all the income of an individual. It summarizes the income: employees, real estate, furniture as well as those derived from savings.All information are indicators allowing you to accurately assess the creditworthiness of an individual.

    Check it checks for you:

    • a notice of tax compliance
    • the authenticity of tax notice
  • Land tax

    The property tax is an official document attesting to the ownership of real property of a person.
    The property represents the safest financial guarantee for a creditor.

    Check it checks for you:

    • property tax compliance
    • the authenticity of a land tax