Services de vérification de dossiers

Real estate credit

Mortgages are the target of many frauds.

“Many individuals or companies embellish their application documents to obtain funding or eligibility for a better rate.
There are also cases of credits obtained from fictitious identities which may lead to a disappearance of the funds lent.
Check it offers to the banks, funds, brokers, and insurance agencies to verify the authenticity of the evidence for a mortgage application to minimize the risk.”

    ELEMENTS TO CHECK:

  • Identity

    La vérification d’identité est nécessaire afin d’établir une véritable relation de confiance avec une personne. Check it vérifie l’identité d’un individu, ses adresses passées ainsi que sa situation familiale. Nous vérifions si les personnes sont bien celles qu’elles prétendent être.

    Check it vérifie pour vous :

    • la pièce d’identité (carte d’identité nationale, passeport, titre de séjour)
    • le justificatif de domicile
    • l’adresse email
    • le livret de famille
  • Proof of address

    The supporting statement allows to know the address of the place of residence of a person.
    As part of your business, it is essential to know the address of your particular customers.

    Check it checks for you:

    • the authenticity of proof of address
  • Tax notice

    The notice of taxation and the synthesis of all the income of an individual. It summarizes the income: employees, real estate, furniture as well as those derived from savings.All information are indicators allowing you to accurately assess the creditworthiness of an individual.

    Check it checks for you:

    • a notice of tax compliance
    • the authenticity of tax notice
  • Salary

    The wage is crucial to assess the creditworthiness of an individual. It allows to assess the capabilities of repayment and set the rate of indebtedness of a borrower.
    It also shows the seniority of an employee and position in the company.
    This document is systematically presentdans the records of bank credit or leasing d ‘ shelter..
    Verification of a salary is also very useful in the field of recruitment to determine the level of remuneration of your next employee.

    Check it allows you to check:

    • The conformity of a pay sheet
    • The authenticity of a pay sheet
  • RIB

    The RIB contains all the information relating to a bank account. It allows a beneficiary to debit the account of a third person (client or tenant). It is also very useful in proceedings of recovery or the posting of a bond. This is why it is essential to check the authenticity of a RIB.

    Check it checks for you:

    • authenticity of a RIB
  • Family Booklet

    The family booklet provides information on the family status of an individual: parentage, marriage, children.
    Knowing the family status of a person is to be taken into account in assessing its creditworthiness and reliability.

    Check it checks for you:

    • the conformity of a family document
    • the authenticity of a family document
  • Sale agreement

    The signing of a sales agreement is not legally binding, but it is essential in the practice.
    The signing of a sales agreement occurs when the buyer and the seller are sure you want to close the sale of an apartment or House, but some points still need to be resolved to finalize the sale (right of first refusal, obtaining a funding, …)

    Chek it checks for you:

    • the conformity of a sale agreement
    • the conformity the authenticity of a sale agreement
  • Contract of reservation (for an acquisition in VEFA)
  • Building Planning Permission of single-family house (for a home build).
  • Building permits and specifications for work

    Le permis de construire est l’élément indispensable pour initier un projet de construction.
    Avant de s’engager à financer ou de s’associer dans une opération de construction, il est obligatoire de s’assurer de la conformité et de l’authenticité d’un permis de construire.
    Lors de l’achat d’un bien ayant subi des travaux, il est également indispensable de vérifier que ces modifications ont fait l’objet d’un permis de construire valide.

    Check it vérifie pour vous :

    • la conformité d’un permis de construire
    • l’authenticité d’un permis de construire